See your true cash position, always
Connect your bank accounts and credit cards for automatic transaction feeds. Reconcile your books in minutes, not hours. Get a live view of your cash flow and forecast the next 90 days.
82% of small businesses that...
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Why connected banking transforms your financial clarity
Banking & Cash Flow
Bank feeds that update without you lifting a finger
Note.now connects to over 10,000 banks and financial institutions via Plaid and Open Banking APIs. Transactions import automatically every day - including those from checking accounts, savings accounts, credit cards, and payment processors like PayPal or Stripe. You always have a current picture of your actual cash balances, not a stale spreadsheet from last week.
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Banking & Cash Flow
Reconciliation that takes minutes, not hours
For most businesses, bank reconciliation is one of the most painful monthly tasks. Note.now automates the heavy lifting: it uses smart matching algorithms to pair imported bank transactions with your recorded invoices, bills, and expenses. Matches that are high-confidence are suggested; you approve with one click. Only unmatched or ambiguous transactions need manual attention.
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Banking & Cash Flow
Transaction rules that code themselves
Once you categorize a transaction from a specific merchant (e.g. always coding Dropbox to "Software & Subscriptions"), Note.now remembers. The next time that merchant appears in your feed, the transaction is auto-coded and ready to reconcile. You can also set rules based on reference numbers, amounts, or account patterns - turning repetitive bookkeeping into a one-time setup task.
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Banking & Cash Flow
90-day cash flow forecast based on real scheduled data
The cash flow forecast in Note.now is not a static spreadsheet - it is a live projection built from your actual scheduled invoices, bills, and recurring payments. You can see where potential shortfalls are coming up, run "what if" scenarios by adjusting payment dates, and make proactive decisions about timing large expenditures. No external tools or finance background required.
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The price of poor cash flow visibility
“82% of small businesses that fail cite cash flow problems as the cause”
US Bank research consistently shows that cash flow mismanagement - not lack of profit - is the top reason small businesses close. Real-time visibility is the first step to avoiding that outcome.
“Manual bank reconciliation takes an average of 5.5 hours per month for SMBs”
That is over 66 hours per year spent on a task that Note.now reduces to minutes. Automated feeds and smart matching give those hours back to you.
Connect, reconcile, and forecast - all in one place
Simple steps. Lasting results. No accounting knowledge required.
Connect your bank accounts
Search for your bank by name and authenticate via Open Banking or Plaid. Transactions start importing immediately. Most connections are active in under 5 minutes.
Review and approve suggested matches
Note.now matches imported transactions to your recorded invoices and bills. High-confidence matches are batched for one-click approval. Edge cases are flagged for manual review.
Review your real-time cash position
With reconciliation current, your cash flow dashboard shows accurate balances, your 90-day forecast updates, and your P&L reflects actual cash movements - always.
Banking and cash flow features included
Frequently asked questions
Is it safe to connect my bank account to Note.now?
Note.now uses bank-grade encryption and connects via read-only APIs (Plaid, Open Banking). We never have access to move money or change your account settings. The connection is the same technology used by mainstream financial apps. Your credentials are never stored by Note.now.
What if my bank is not supported by the automatic feed?
You can always import transactions manually via CSV export from your bank's online portal. Note.now supports standard bank export formats and provides a mapping tool to handle different column layouts. Once imported, transactions go through the same matching and reconciliation workflow.
How far back does the bank feed import transactions?
Most bank connections allow up to 90 days of historical transactions on the initial import. For older data, CSV import is the recommended approach. Note.now can handle large historical imports and will attempt to match historical transactions against any invoices or bills already recorded in the system.
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Ready to try Banking & Cash Flow?
Join 10,000+ businesses that run their accounting on Note.now. Start your free 7-day trial - no credit card needed.