Note.nowNote.now

Format

Excel

Price

Free

How to use this template

  1. 1Enter your annual budget targets in the Budget column for each category
  2. 2At the end of each month, enter your actual figures
  3. 3The template calculates variance and percentage automatically
  4. 4Red cells indicate overspend; green indicates underspend
  5. 5Use the annual summary sheet to review year-to-date performance
  6. 6Update your budget for the following year by copying and adjusting the template
Budgets

Small Business Budget Template

Annual budget with monthly breakdowns, variance tracking vs actuals, and automatic summary charts.

What's included

  • 12-month budget with month-by-month breakdown
  • Revenue and expense categories fully customizable
  • Budget vs actual variance tracking
  • Automatic variance % calculation with color coding
  • Annual summary with category totals
  • Built-in charts: monthly cash position and category breakdown
  • Instructions sheet included

Who uses this template

  • Small businesses planning annual budgets
  • Startups tracking spending against fundraised capital
  • Freelancers planning income and expense targets
  • Department managers tracking team spend
Access free template

Want to automate this entirely?

Note.now handles budgets automatically - no spreadsheet required. Real-time data, one-click reports, and bank-connected accuracy.

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Frequently asked questions

How many expense categories can I add?

The template supports unlimited rows. Insert new rows above the subtotal row and copy the formulas from adjacent rows.

Can I import actual figures from my accounting software?

Yes. Export actuals from your accounting software as CSV and paste them into the actuals columns, or use Note.now which produces this data automatically in real-time.